HearthRate

Home insurance rates, matched to what you actually pay for coverage

Enter your zip code to compare quotes from carriers licensed in your state — no phone calls required to see your options.

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Free to use. No obligation to purchase.

Rates compared across carriers including

Progressive Liberty Mutual Allstate Farmers State Farm

Coverage that matches your home

Quotes are built around your property details, not a generic policy padded with extras you won't use.

See side-by-side pricing

Compare what different carriers charge for similar coverage before you commit to anything.

Licensed carriers only

Every provider shown is licensed to sell home insurance in your state, so quotes are ones you can actually buy.

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